How to Save Money on Your Next
are in the market for a new, “used vehicle”, there are a few creative ways you
can save money on your purchase.
Buy an Older Model
The older a
vehicle is, the less money it will cost you. Just because a vehicle was not
produced in the current year, doesn’t make it less desirable. While some older
models may not have all of the features of the current year’s model, it will
still have high-quality features at a discounted sticker price. Some models
actually change body types and features from year to year and when this occurs,
you will see even more discounts.
Choose a Reliable Vehicle
we focus so much on cost-cutting tactics, we lose sight of the main purchase goal;
finding a reliable vehicle at a reasonable price. Before you even factor in
price, your main objective should be finding a reliable vehicle that will last
you through your loan and beyond. Sure, you can save money on a less reliable
vehicle, but in the long run, will you really be saving at all? A vehicle that
is constantly needing repairs won’t do you or your wallet any good. Look for a
reliable vehicle first (shop Rock Solid
selection of reliable used
then look at ways to bring your costs down (base model, older model etc.).
Purchase a Base Model
don’t mind parting ways with certain accessories and features, you can really
drive down the cost of your next used vehicle by getting a base model. Base
models carry fewer “bells and whistles” than step-up models. Typically, the
features lost fall under the entertainment or navigation categories, so you are
not losing any features that relate directly to the drive or ride experience
the car provides. Concentrate on driving your vehicle, and don’t let the fancy
features get in the way of your purchase.
Make a Larger Down Payment
If you are
like most people, you won’t have the cash upfront to pay for a used vehicle on
the day of purchase. This is what car financing is for! The trade equity of
your current vehicle or the money you pay up front at the time of purchase is
considered your down payment. One way to save money on your overall purchase is
to increase your down payment. The more money you pay down up front, the less
money you will have to finance. The larger your down payment is, the lower your
monthly payment will be. Most reputable dealerships like Rock Solid Auto Center will offer you a better financing package
with a larger down payment.
Why Choose Rock Solid Auto Center
shop at Rock Solid Auto Center, rest
assured you are getting a quality vehicle at a competitive price. Our team will
do our best to save you money on your used car purchase. We are also a proud
Buy Here Pay Here Establishment that helps people with all credit backgrounds.
Interested? Please click here
to browse our inventory today!
Why Is My Car Shaking?
If you notice your car is vibrating or shaking, you might be wondering what the root of the issue is. There are many causes of shaking cars, that’s why we have put together a guide to help you get to the bottom of it!
Four Causes of Shaking Cars
Worn-Down Tires: Depending on the specific type of vibration, the problem can be related to your tires and can be addressed in a number of ways. If vibration is felt at certain speeds, the tires may need to be balanced. If the tires are wearing unevenly and causing the car to vibrate, you may need a tire rotation. In some cases, you may need new tires to solve the problem.
Bent Axle: Most vehicles have two axles, one that connects the front wheels, and another that connects the rear wheels. Vibration can occur if either of the axles is bent or dented, which can happen in an accident or other mishap with the road. Vibration will usually increase in intensity as you accelerate if the problem is related to the axle.
Engine Issues: The engine compartment in your vehicle might be shaking and causing your vehicle to vibrate on the road. If your engine isn’t getting the proper amount of air, spark, or fuel, the compartment can start to shake and jerk as you accelerate or during certain speed ranges.
Worn-Out Brakes: If vibration occurs when you brake, the problem is likely related to your car’s front brake mechanism. There are a few parts on front disc brakes that need to be replaced every couple of months, namely, the pads and rotors. The rotor is the round metal disc that attaches to the wheel. Over time it can become warped from heavy wear and tear. There are also pads that press against the rotor in order to slow down the vehicle. These pads need to be a certain thickness in order to work properly. If the pads are too worn, it can cause the vehicle to vibrate. The caliper helps to squeeze the pads against the rotor to slow down and stop the vehicle.
On average, brakes should be replaced every 50,000 miles, but many makes and models can last longer. Consult your vehicle’s owners manual for a more accurate timeline for replacement. In addition, whenever you get an oil change, have your mechanic visually check the condition of your pads and rotors. These professionals can give you a better idea of when replacement is necessary.
A vibrating car is often a sign of an underlying issue. To get your car checked out, take it to our service department.Our team of experts will get your car in working order in no time!
How and When to Replace Your Wiper Blades
Do you need your wiper blades replaced? Is so, it’s actually an incredibly easy fix to do on your own!
The easiest way to tell if you need new wiper blades is to simply gauge their effectiveness. Are the wipers leaving the windshield just as wet and/or dirty to begin with? Is there some film/grime left over after each pass of the blades? When it is raining or snowing and your wipers are in use, do you find yourself needing to watch the road through one tiny spot of windshield? If you answer yes to any or all of these questions, it’s time for new blades.
You can also do a visual inspection; if the rubber looks worn or cracked, it’s time for a change. Wiper blades usually need to be replaced every year, though it more or less depends on how often you use them and the environment you are in.
Ultimately, if your wipers aren’t doing their job anymore and you are having a hard time seeing the road in the midst of rain and snow showers, it is time to change them out.
The large majority of cars on the road use a hook-type wiper blade.There are various styles of blades themselves, but as long as the connection is a hook-type, it is an incredibly easy fix. This type of wiper is mostly what you will see at auto stores and online. Some wiper blades can even adapt to whatever type of connection you have, be it a hook-type, pin-type, or other style. For instance, this Rain-X blade has an adaptor that claims to be compatible with over 95% of vehicles on the road. You can also visit any auto parts shop and ask them to look up what will work for your vehicle if you would rather not guess.
Handily, Amazon also lets you enter in your vehicle info and will show what blades are compatible with it. However, if you would like to be exact, measure the blades that are already on your car. You will find blades anywhere from 12-28”, and it is probable that your two blades are actually different sizes (with the driver’s side blade being longer). Be sure to flatten the blade when measuring versus trying to measure it while curved.
Which Wiper Blades Should You Choose?
When you first go into a store to buy wiper blades, you will likely be a little overwhelmed by all of the choices. You will find blades ranging from $20 each to under $10. How do you know what to go with? All the advice out there basically says to find something in the happy middle. You do not need the most expensive version, but you should not buy the cheapest either. Even if only one blade is worn, you should always replace both blades at the same time.
To test which brand you like best, you can experiment and test out different price ranges every time you switch out your blades. Just be sure to not mix-and-match brands and price points on your windshield at any given time.
1. Remove the new blades from packaging.
2. Lift the wiper, turn the blade perpendicular to the arm, and locate the release tab.
Not all wipers will have this release tab. On some, you’ll simply turn the blade perpendicular, and pull down.
3. Press the tab and pull the blade down. Your instinct might be to yank up, but do not do that. You won’t damage anything, but it will not get your blade off.
4. Next, turn the blade parallel to the arm, and pull it off. It’s that easy! Seriously.
5. Repeat this process in reverse, to install your new blade. Start parallel to the arm, thread it into the slot, then turn it perpendicular and finally pull it slightly up to lock it in place. You should hear some sort of audible click, or at least feel that it is snapped in, to confirm that the blade is properly installed.
6. Test the new blades out with windshield wiper fluid. If it works correctly, great! If not, take off the windshield wipers again and repeat the process in case you did not install properly.
Don’t want to install your windshield wipers yourself? Rock Solid Auto Center can help! To schedule an appointment with our maintenance team, call us today at 480-222-2010.
5 Signs You Need to Upgrade Your Vehicle
Drivers who hold onto their car for years tend to be better off financially than people who trade up constantly. Even so, there comes a day when it’s best to part ways. Here are five signs you need to upgrade your vehicle!
Everyone breaks down at some point. If you drive enough, it’s bound to happen. However, breakdowns are a big deal when they become a constant thing.
You shouldn’t have to spend hundreds or thousands of dollars on emergency repairs every few months. Do the math, if you could have made a down-payment with the amount you spent on maintenance over the course of a year, then it might be time to invest in a new set of wheels that also has a warranty.
If you have two or more scary incidents involving your car, it might be time to trade up. Traffic accidents are one of the most common causes of death in the U.S. Driving an unsafe car raises your risk significantly. If your life is at stake, buy a new car as soon as you can.
It’s important to feel good about your car, but it’s hard to do that when nobody wants to ride anywhere with you. If none of your passengers feel safe or comfortable riding in your vehicle, then it’s time to buy a new car.
You could outgrow your car for many reasons. Maybe you got into camping or boating and need a big truck to haul your supplies, or maybe you had kids and need a minivan to fit them all.
Whatever the reason, be mindful of what you expect from your car. Your vehicle should easily fit into the story of your life. Make sure your car is appropriate for your job, family, hobbies and any other aspect of life that matters to you.
Emission standards have been on the rise for years. If your car releases a certain amount of pollutants in the atmosphere, it’s not fit to drive.
Newer cars emit less toxic fumes than older models, because automotive technology has rapidly improved. To pass an emissions test, you might have to invest in expensive car parts.
Consider the cost; if your old car doesn’t have many years left, it might make more sense to buy a new one. As an added bonus, your fuel economy will probably skyrocket!
If any of the above mentioned factors apply to you, it may be time to upgrade your ride! To browse our selection of quality vehicles, click here!
Top 5 Misconceptions About Buy Here Pay Here Dealerships
There are numerous misconceptions about Buy Here Pay Here (BHPH) dealerships that are simply untrue. In reality, a BHPH dealership like Rock Solid Auto Center can offer affordable financing options and other benefits to people with all credit backgrounds.
5 Misconceptions About Buy Here Pay Here Dealerships:
Many people are under the assumption that Buy Here Pay Here is an unregulated industry. In reality, it is regulated just like any other dealership.
A BHPH dealer like Rock Solid Auto Center has to report and follow the same laws and regulations as any dealer in Arizona.
Here are just a few of the laws and regulations:
State & Federal Unfair & Deceptive Practices laws - Consumer protection law that prohibits deceptive practices in each state.
State Usury laws - These laws vary state-by-state but they represent a cap on interest rates that can be charged on a line of credit or loan. While each state dictates their maximum limit, most U.S. states have a version of this law implemented.
The Truth in Lending Act - A federal law that promotes an informed use of consumer credit which requires disclosures regarding terms and costs. The act is an effort to standardize how costs associated with borrowing are disclosed and calculated.
The Used Car Rule - Most car dealerships who sell used vehicles must comply with this law regulated by the Federal Trade Commission. There must be a document which discloses important purchasing and warranty information for the consumer through a Buyers Guide.
The Safeguards Rule - Financial institutions are obligated to protect any consumer information collected.
The Red Flags Rule - Another law created by the Federal Trade Commission and the National Credit Union Administration, this rule was set in place to help prevent identity theft.
It’s important to understand that the auto industry, including BHPH, is regulated by the state. This means that the state decides what the maximum interest rate can be, and dealerships cannot charge over that percentage. In Arizona, the interest rate is capped at 10%.
Churning is the practice of repossessing cars and quickly reselling them a number of times. This is not standard industry practice or common among all BHPH dealerships. Our goal at Rock Solid Auto Center is to help each customer find the right vehicle for their budget. Repossession is a last resort and we have many layers in place to assist our customers through the repayment process.
Many people believe that BHPH dealers do not offer warranties. Although this can be the case with some dealerships, it is not accurate for Rock Solid Auto Center. In fact, we have three different warranty plans to choose from.
5. BHPH Dealerships Are Out To Get Their Customers
Another misconception is that Buy Here Pay Here dealerships are out to get their customers. This cannot be farther from the truth. At Rock Solid Auto Center, we understand tough times happen in life. This is why we choose to work with people from all credit backgrounds. Our main goal is to help people find a great quality car that will work with their budget and lifestyle.
Why Choose Rock Solid Auto Center
We are a proud Buy Here Pay Here establishment that offers in-house financing to the hardworking people of Mesa. If you have low credit, or no credit at all, we will do our best to work with you. Let us help you finance a great quality vehicle! For more information about the benefits of a Buy Here Pay Here please call us at 623-777-3316 or click here to browse our inventory.
5 Tips to Prepare Your Vehicle for the Arizona Heat
Spring just started, but here at Rock Solid Auto Center, we know that the scorching Arizona heat is just around the corner! Is your vehicle prepared?
We want to make sure your vehicle is in tip-top shape! Taking a few moments each week to perform checks can save you from costly vehicle repairs, and can help you avoid a wreck or a breakdown on the side of our Arizona freeways in 110 degree heat.These simple tasks can also provide you with a safer ride, and may even extend the life of your vehicle!
1.Check Your Fluid
Fluid levels are actually incredibly important. Fluid is what keeps your car running and is the lifeblood of it! Check and top off all fluid levels, including engine oil, transmission, your cooling system, power steering, brake fluid and washer fluid. Purchasing high-quality fluids and regularly changing old fluids will improve your car’s performance and reliability.
If your vehicle leaves stains on the driveway or street where you park, you may have an issue and need to get it looked at ASAP.Book a service appointment , so we can check your vehicle and fix any issues.
2. Add a Coolant
Overheating is the leading cause of preventable breakdowns, and is one of the most expensive repairs to make.Trust us, your wallet does not want to replace a fried engine.
If your antifreeze is more than a couple of years old, play it safe and replace it. Adding coolant to your radiator also may reduce engine temperature by as much as 30 degrees and prevent leaks in your condition seals.
3. Upgrade to Premium Oil
Another way to reduce engine heat is to upgrade to high-performance, synthetic motor oil. Synthetic motor oils reduces engine heat by dispersing the heat faster and having a lower coefficient of friction than mineral-based motor oils. Although it’s more expensive than conventional oil, it can save you a lot of money in the long run.
4. Replace Cracked Belts
A worn or loose belt can cause the engine to overheat. A cracked belt or a hose that is unusually soft or hard needs to be replaced. Make sure hose clamps are tight and check the ends for cracks or corrosion. Extreme heat can cause leaks and other damage, so keep an eye out for hard, blistered or spongy hoses. If any of these warning signs are present, replace the hoses immediately. It is also a good idea to keep spare belts in your trunk.
5. Check Your Tires
All tires should be properly inflated, including the spare tire. The sidewall of your tire will list its proper pressure level. Correctly inflated tires increase gas mileage, lengthen tire life and are much less susceptible to blow-outs.
These tips will not only get you ready for the Arizona heat, but they will also increase the life of your vehicle! If you're tired of the car you have, come trade it in!We have an awesome inventory full of quality used cars! For more information, give us a call at 480-222-2010 today!
Have you ever applied
for a credit card and been rejected? If so, don’t worry! Many people have. If
you are not aware, there are several things that can affect your credit score.
Continue reading below to learn the things to avoid if you're trying to
increase your credit score!
One of the worst things you can do regarding
your credit score is making a late payment or missing one all together. The
will significantly lower your score each and every time it happens. If it's
your first time, you may be able to call the credit company to get it off your account.
It takes awhile to recover from these mistakes, but sometimes catching up on
payments or paying off the entire balance will convince lenders to remove the
late or missed payment note.
Did you know if you pay off your credit card
bill each month, you are actually decreasing your score? Credit lenders want to
see how you manage your money and how you deal with paying off debit. Paying
with cash or not having debt for a length of time doesn't allow them to see
this. Basically, if you have little or no debt, they won’t know if you’re
a good credit risk or not. Buying a used car and making the monthly payments on
time, every time can raise your credit score significantly.
It happens rarely, but it does happen. Lenders
accidentally put notes on the wrong accounts or state the wrong amount.
Go through your report and call about any mistakes and get them fixed quickly.
Whenever a person checks your credit score, a
note is made by the credit reporting agency. Hard inquiries often lower your
score up to twenty points. They can happen when you apply for a credit card,
apply for a job or apply for a loan. If you constantly try to get more credit,
lenders view it negatively.
If your income suddenly drops one month, it
immediately gets picked up from your credit agency and decreases your score.
This is because the credit amount you are given is based off of your annual
income. Lenders use a debt to income ratio to calculate your credit amount.
When your income drops suddenly, a healthy ratio now looks poor. The only way
to change this is to increase income or reduce debt.
We hope this
helps! If you’re trying to increase your credit score, we can help! Financing a
used vehicle can actually increase your credit if you make the monthly payments
on time! To browse our inventory,
visit our website!
Tips to Prepare for Your
Spring Break Road Trip
It’s Spring time, which
for many parents means that their children are about to have Spring Break! If
you’re planning on taking your child on a vacation or somewhere that involves
driving a significant way, please make sure your car is prepared! Follow these
simple tips to get your car road trip ready!
Belts and Hoses
not have the newest car in the world, but it can still be reliable during a
road trip if its internal connections are good. You should begin by checking
all the hoses and belts to make sure nothing is in need of repair. Hoses and
belts are the main support systems for your engine, so you need to keep them
well-maintained at all times.
most important aspect of your used car’s health is the condition of its fluids.
You should check each fluid reservoir, such as that for the power steering
fluid, brake fluid, and antifreeze to make sure the levels are acceptable. If
you see one that is strangely low, it may be necessary to check the reservoir
Check Your Tires
important aspect of maintenance prior to hitting the road is checking your
vehicle’s tires. Many used cars come with used tires. As with any car, you
should regularly check the air pressure to make sure they are properly
inflated. You will also need to check the tread on the tires to prevent
blowouts while on the road.
you have a safe and happy Spring Break trip! If you’re looking to upgrade your
vehicle before hitting the road, check out our inventory today!
5 Test Driving Tips
Test driving a vehicle before you purchase it is very
important! Continue reading to learn 5 tips to remember the next time you test
drive a vehicle!
1. Listen to the Car
You need to be aware of any rattles, squeaks or thumps
that occur when you start the car, brake and turn. Of course, you’ll want to
test out the stereo system as well, but keep it off at first until you are
confident that there are no errant sounds.
2. Sit Back and Relax
Are you comfortable? Are the seats supportive enough?
You’ll likely spend a large portion of your day in your car between the
commute, dropping the kids off and errands, so you want to feel at ease in it.
Are the controls intuitive and easy for you to reach?
3. Size it Up
Some shoppers are looking for economy and high gas mileage, while others need
space. No matter your preferences, make sure you get a feel for the size of the
car you’re driving. When you are test driving, maneuver the car like you would
if you were driving around doing all your daily errands and make sure you’re
confident with your new proportions.
4. Perform a Safety Check
Depending on your height and the model of the car, driving can either be a
quick glance, an over the shoulder check, or a neck-craning, guessing game.
Don’t compromise your safety or the safety of other drivers on the road by
buying a car that doesn’t provide ample visibility for you. Adjust the mirrors
during the test drive and be sure you are able to merge, reverse and change
lanes with ease.
5. Push it to the Limits
How does the car handle turns, is the steering responsive enough to suit your
driving habits, do you have to push the brakes harder than you’re used to? Take
the car for a real-world drive and test the acceleration to see how it rides on
different surfaces as well as how it handles at your usual driving speeds.
Follow these tips to find the vehicle that’s best for you! If you’re
interested in any of our vehicles, contact us
today to schedule a test drive!
are Buy Here Pay Here Dealerships Different From Traditional Dealerships?
are buy here pay here car lots and how are they different than traditional
dealerships? The answer is actually pretty straightforward! Buy here pay here
car lots (BHPH) are dealers that offer in-house financing, rather than going
through a bank loan like traditional dealerships do. Continue reading to learn
what the other differences are and how a buy here pay here like Rock Solid Auto
Center can be the perfect choice for you!
BHPH Dealerships vs. Traditional Dealerships
are a few other differences between a BHPH dealership and a traditional one.
Buy here pay here dealerships work with people who have very little credit, or are
going through bankruptcy. They offer an opportunity for people who may have a
difficult time finding a loan through a traditional auto lender. However, just like traditional
dealerships, BHPH dealerships offer great deals on pre-owned vehicles for
people with good credit, too.
Laws & Regulations
here pay here dealerships, like all car dealerships, must abide by the law. The
difference is, BHPH lots have to abide by stricter laws since they are also
effectively a finance company. BHPH dealerships must follow the Truth in
Lending Act (TILA), which requires financiers to disclose the final sale price,
the total amount financed, as well as any other important information for the
consumer relating to the financing. Other laws and regulations BHPH are subject
to are the Fair & Accurate Credit Transaction Act, State Usury laws, and
the Fair Debt Collections Practices Act.
The Financing Process
buy here pay here financing process is simple as well! When you buy a
car from a BHPH dealer, the entire transaction takes place on the premises.
Buyers arrange everything at the dealership. The car is bought and financed
there. The loan payments are set up for weekly, semi-monthly, or monthly payment
plan. Buyers can also match up car payment dates with their job’s payday to
ensure payments are made on time to improve your credit score. Interest rates
at BHPH are comparable to the interest rates at traditional car dealerships.
are a proud buy here pay here establishment at Rock Solid Auto Center. We
strive to help the hardworking people in our surrounding communities find great
quality cars, no matter what their credit history is! To browse our inventory, please visit our website today!
3 Smart Ways to Use
Your Tax Refund
It’s tax season, and
for some, that means quite a bit of extra money! No matter how you choose to
spend it, you will want to ensure you’ve considered your options before making
a final decision. Here’s a look at three smart ways to use your tax return!
1: Pay Debt
credit cards or loans can prohibit you from saving for the future. Using a tax
return to pay down your debt may help you get caught up.
Even if you already
have funds in a savings account, will it be enough if an emergency arises? You
should have an emergency fund equal to at least three months’ worth of
expenses saved. If you don’t have savings, consider depositing your tax return
into your savings account.
3: Purchase a Vehicle
If you need a new
vehicle, it may be smart for you to use your tax return money as a down
payment. This will lower the monthly payments of the vehicle significantly. It
would also save you more money to purchase a gently used vehicle rather than
buying a new one. Here at Rock Solid Auto Center, we have a wide selection of
great quality cars! To browse them, please check out our inventory!
Choosing how to spend
your tax refund can really impact your future! By considering and
researching your options, you can choose how to put your refund to use in
ways that work best for your lifestyle! How do you plan on using your tax
refund? Tell us in the comments below!
Best Times in Your Life to Purchase a Vehicle
As we all know, buying a vehicle, used or new, is a huge
investment and a decision that shouldn’t be considered lightly. For starters, is
it even the right time in your life to buy a vehicle? To help you make that
decision, here are the 3 best times in your life to buy a vehicle!
New Family Member
A baby brings a whole new set of responsibilities and
unexpected challenges that make you live every part of your life a little
differently. As a new parent, the last thing you want to deal with is a broken
A new baby means needing to go to the store more often,
and being prepared for unexpected trips to the doctor. Getting a reliable
vehicle provides peace of mind and convenient transportation for your family.
Having a new job means regular income, benefits, and a
chance to build up your resume. For many companies, the first few months after
hire are a probationary period, meaning that extra attention is paid to
performance and punctuality. Driving an unreliable vehicle or relying on public
transportation to get to work can cause stress that will affect your work, or
result in breakdowns or car troubles which will make you late for work.
Purchasing a new car will ensure that you get to work on time, and save you the
stress of dealing with bus schedules.
Relocating to a new area means that you aren’t yet
familiar with public transportation schedules, the safety of the area, or the
easiest route to work or the store. Owning an efficient, reliable vehicle will
allow you to explore your new town safely and comfortably!
Is now the perfect time in your life to buy a new ride?
If so, visit our website to browse our
How to Find the Best Car Insurance Policy for
Let’s be honest, shopping for car insurance
is not a very fun task. Here at Rock Solid Auto, we want to help you out and
make this an easier process for you! Whether you’re looking for the bare
minimum state required insurance policy or would prefer to find the cheapest
deal on bumper-to-bumper coverage, we have some tips for you on comparing and
shopping around to find the best insurance policy for your budget. Continue reading
to learn what they are!
The Starting Point
There are many insurance companies, both
national and local, so be sure to do some competitive research before just
solely looking into the auto insurance giants like Allstate, Geico,
Progressive, and State Farm. Sometimes local insurance agencies offer a better
Find Out Your State’s Requirement
You may not be aware that
every state has a different policy when it comes to auto insurance. In fact,
each state has a minimum insurance requirement that forces every active
motorist to carry a minimal level of insurance on their vehicle just to ensure
that any driver can cover the cost of damage if an accident were to occur. If a
driver is caught driving without insurance, a hefty ticket and fine will be
The most important part of
landing the best and most affordable auto insurance policy is to spend some
time shopping around. It will be well worth it in the long run when you end up
saving a hefty sum of money each year.
Most car insurance companies will post their
rates online and even have price comparison tools available to prospects. Use
these resources carefully and compile a spreadsheet of quotes in order to see
which one will best fit your needs–and budget. Keep in mind that many of these
online tools require the following:
1. Vehicle Identification Number (VIN)
2. Driver’s license number of each driver on your plan
3. Driving record information
Ask for Discounts
Once you’ve done your
research and shopped around a bit, try asking the insurance representative
about any discounts you may be eligible for. Some of these discounts may be
applied if you are a good student or safe driver, have completed a driver’s
education course, have safety devices implemented in your vehicle, or have
multiple drivers on your plan. There are also many other discounts offered
individually by insurance companies that are hidden, so be sure to ask!
Although these tips are not exactly a direct
step-by-step guide to saving money on car insurance, they should give you a
good idea on how to begin your search for the best auto insurance plan and
Have any other car insurance shopping tips? We would love
to know them! Comment them below.
to Save Money in 2019
to save more money in 2019? We want to help! Continue reading to learn some
tips that might help you save a good amount of cash throughout the next year!
to re-evaluate the monthly subscription services you actually use the most, and
which ones can go. Take Netflix for example- you can always pause your
membership and come back later.
check the label on your clothes (sounds simple, right?). The only garments that
actually need to be dry cleaned will say “dry clean only”. There are usually
instructions about how to clean at home. Usually, you can hand wash items with
baby detergent. And when you would like a good press- on say your work pants-
then treat yourself and send them in to the dry cleaners!
can save a lot more money by finding the best sales on clearance items all year
long, and hiding items for your friends and family. Look at all the after
Christmas sales that are going on right now!
Buying all name-brand
store-brand items often taste the same, and actually have the same ingredients.
Next time you’re shopping, look down on the bottom shelf because that’s where
the cheapest store brands are hiding.
Paying for clothing at
don’t do it! Ask a store employee if they know when the next sale will be, and
come back another day.
Paying ATM withdrawal
to plan a weekly budget of the cash that you will need. Go to your bank’s ATM
so you can make a withdrawal and skip the fee. Most stores will let you get
cash-back for free.
time to take control of your money.Spend wisely and put some away for a rainy day.
You’ll be amazed at how much will be there to start off the next new year! Have
any more tips to save money? Drop them in the comments below!
Think of all the things
your hands touch over the course of the day: A grocery cart, the handle on the
door, that $10 bill in your wallet.
It’s important to wash your hands regularly to prevent the spread of
disease. If you are unable to use soap and water, use an alcohol-based hand
sanitizer. Proper hand washing is one of the best things you can do to protect
yourself and others from illness.
A good night’s
rest can allow your body to build up its natural defenses
against disease. And your body is fueled by the food that you eat, so quality
nutrition can help you fight off the flu virus.
Staying home and resting is preferable to struggling
through the daily routine, as it helps you recover and prevents the spread of
the disease to your coworkers and their families.
The flu is a droplet-borne
illness, so those coughs and sneezes spread diseases.
Cough into a sleeve, elbow,
or tissue that you throw away immediately, rather than into your hands.
Sanitizing surfaces like
doorknobs, desktops, keyboards, and other often-touched
We hope this helps! Do you have any other methods to
avoid the flu? Comment them below!
3 Reasons to File Your Taxes with Rock Solid
Tax season is almost
upon us, are you ready?! Rock Solid Auto Center can file your taxes for
you for FREE! If you choose to file with us, we will even allow you to use your
guaranteed refund as a down payment the same day. In fact, we have helped
hundreds get into the car of their dreams using their tax refund!
sure? Continue reading to find out the benefits of using your tax refund
on one of our great quality vehicles!
Lower Car Note
By using your refund
as a down payment on a vehicle, you are ensuring a lower car note. Many
customers choose to make a down payment on a vehicle because of the monthly (or
weekly) savings they see on each payment. It’s simple, the more money you put
down on the car, the less your car note will be!
This will allow you to
save more money so you can spend it on other enjoyable things.
Using your tax refund
as a down payment is also a great investment in the long run! Instead of using
your money on other things that won’t matter in a couple of years, you can
invest in something that will that will retain its value if you take care of
No matter what you
choose, any vehicle is useful!
If your credit history
isn’t the best, spending your tax return on a used car is a great way to kick
start the credit rebuilding process!
Here at Rock Solid
Auto Center, we are a Buy Here Pay Here Establishment. That means we finance
everything in house and are able to work with people from all credit
backgrounds. Once you get approved, car payments can help you rebuild your
credit just within a couple of months!
5 Things That Can
Lower Your Credit Score
It can be a very
disappointing event when you get disapproved for a bank loan or credit card. You feel a sense of rejection, a slap of embarrassment; all because of
a credit rating. If you are not aware, there are several things that can affect
your credit score. Continue reading to learn what things can decrease your credit
score so you can avoid them!
1: No Credit History
Believe it or not,
having no line of credit, decreases your credit score! For instance, if you
have a credit card and pay it off each month, your credit score takes a hit
because there is no line of history. This also happens if you pay cash or use
your debit card for everything. Credit lenders want to see how you manage your
money and if you can handle paying back amounts. If you have little or no debt,
they won’t know if you’re a good credit risk or not. Buying a used car and
making the monthly payments on time, every time can raise your credit score
2: Late Payments
Missed or late
payments can really mess up your credit score. Missed payments ALWAYS show up
and significantly drop your credit score each time it happens. It takes awhile
to recover from these mistakes, but sometimes catching up on payments or paying
off the entire balance will convince lenders to remove the late or missed
3: Hard Inquiries
Whenever a person
checks your credit score, a note is made by the credit reporting agency. Hard
inquiries often lower your score up to twenty points. They can happen when you
apply for a credit card, apply for a job or apply for a loan. If you constantly
try to get more credit, lenders view it negatively.
4: Decrease in Payment
If your income
suddenly drops one month, it immediately gets picked up from your credit agency
and decreases your score. This is because the credit amount you are given is
based off of your annual income. Lenders use a debt to income ratio to
calculate your credit amount. When your income drops suddenly, a healthy ratio
now looks poor. The only way to change this is to increase income or reduce
5: Filing for Bankruptcy or Foreclosure
Initially, these will
not affect your credit score. Instead, they give you a clean slate. However,
you will have zero credit for the first seven years after filing. However,
there are credit card companies that specialize in working with people who have
gone through these financial difficulties.
Here at Rock Solid
Auto Center, we will work with you even if you have a bankruptcy or foreclosure
on your credit report. Instead of solely looking at your credit score, we will
look at other factors. For more information, please visit our website or give us a call at
Buying a car is a very big decision to make. So, before
purchasing a car, there are some things you have to consider, such as finances
or payment plans. Although there is a certain way that Buy Here Pay Here
dealers function, there are also some very common misconceptions about them as
well. Busting these myths will help you see the advantages of a dealership like
Rock Solid Auto has to offer! Continue reading to learn 5 misconceptions about
Buy Here Pay Here dealerships!
people think Buy Here Pay Here is an unregulated industry. However, BHPH
dealers can only operate with significant laws and regulations binded to them.
The regulations that BHPH dealers have to deal with are both on the federal and
state level. This is very similar to traditional dealerships. BHPH dealers
actually help you by protecting you on several aspects; they ensure operational
ethics and quality of a consumer’s purchase, amongst many others.
and lending generally institutes higher interest rates to those with bad
credit. The BHPH industry isn’t the only industry that does this. Think of it
like the bank; however, unlike banks, BHPH dealers do not charge sky high
interest rates. Some believe that they will be charged 30 percent APR or higher
by BHPH dealers. Contrary to this belief, most BHPH dealers usually only charge
10 or 20 percent APR. Of course this number depends on factors, but it focuses
primarily on the purchaser’s financial ability.
many people think that BHPH lots or dealers will impose additional charges as
well as repossessions for late payments, this is actually very far from the
truth. While some BHPH dealerships do implement rules similar to this, it is
not entirely true for all BHPH dealers. In fact, BHPH dealers do charge late
fees, but they are significantly smaller compared to other lending companies.
In this case, the bank.
people think that Buy Here Pay Here vehicles do not have warranties. This makes
potential buyers afraid to purchase cars at BHPH dealerships since
they will not have protection. However, at Rock Solid,we do offer free oil
changes as well as offer as a warranty on all of our vehicles!
goal of many Buy Here Pay Here dealerships is to help each customer reach the
end of their loan and get everything paid off. Furthermore, here at Rock Solid
Auto, we understand that working with a customer is more important than getting
vehicles repossessed as quickly as possible. Although repossession does happen,
it doesn’t happen to every deal made. It is actually the last option the dealer
has to make and is usually done due to multiple failed payments. Many believe
that their cars get repossessed because BHPH dealerships do not have a lot of
cars in their inventory. However, as discussed, it is not the case.
you can see, Buy Here Pay Here dealerships like Rock Solid Auto Center are
respectable establishments. Our main mission at Rock Solid is to help those in
the community that don’t have the best credit (or any credit at all) find a
vehicle that fits their lifestyle needs. For more information, please visit our website today!
VIZR is the perfect gift for drivers who rely on their phone for navigation
whenever they are on the road. This product makes driving safer by allowing the
driver to keep their eyes on the road instead down at their phone. VIZR sits on
the vehicle’s dashboard and will display navigation, trip statistics, and even
a high-tech view of your driving with fighter jet mode from your phone while
still allowing the driver to see the road through the display. VIZR works in
all cars and trucks and is compatible with any smartphone.
Give the gift of music with a 3-month subscription to Spotify Premium. Every
road trip needs a throwback playlist and with Spotify Premium users are able to
piece together their ultimate music lineup with almost any song they can
Sometimes it is just too early to blast music on the way to work or school but
driving in silence can make a commute drag. Give the gift of sound and books
combined this holiday season by gifting an Audible subscription. With this
subscription listeners get credits for 1 audiobook and 2 Audible original
titles per month. Don’t use up the credits one month? Unused credits roll over
each month, meaning you never lose out on new books.
this helped! If you have another gift in mind, please comment below! We wish
you a very merry Christmas!
to embark on a long holiday road trip to see family? We have your back! We came
up with a list of six games that will make your trip go by much faster!
Continue reading to learn what they are!
Game #1: I Spy.
trip game is simple enough to play with passengers of all ages. One person
picks an object either inside or outside of the car and then gives a clue about
it to get the other passengers to decipher what it is. “I spy with my little
eye something that is…” Whoever guesses first wins!
Game #2: The Movie Game.
riding with movie buffs, you’ll love this game. The first person states the
name of an actor or actress. The next person has to name a movie that the actor
or actress is in. The next person has to state a DIFFERENT actor or actress
that was in that particular movie, and so the game goes. Whoever gets stumped
Game #3: Fortunately, Unfortunately.
road trip game, one passenger kicks things off by saying something that’s fortunate,
stating “Fortunately…” The next person has to counter them by coming up with
something unfortunate about the fortunate situation and say “Unfortunately…”
The game keeps going until someone can’t come up with an idea and then they’re
out. Every time you run out of ideas you get a strike and at three strikes,
Game #4: 20 Questions.
great road trip game for passengers of all ages is “20 Questions”. One person
has to think about something and the other passengers have just 20 questions to
figure out what it is. If you go over 20 questions, the person thinking wins!
Game #5: Did you hear that?
This is a
great game for passengers who are up-to-date on current events, news, and
popular culture. You state “Did you hear that ____ happened?” and the next
person has to decide if it’s true or not. If they say “That didn’t happen” and
they’re right, they get two points. If they say “That didn’t happen!” and
they’re wrong, you get to steal one of their points and get two of your own. If
your statement is untrue and they say “Tell me more”, you get two points.
Whoever has the most points at the end wins!
Game #6: I’m going to a picnic.
another engaging game for younger passengers. You start out by stating “I’m
going to a picnic and I’m bringing ____.” Your item of choice should begin with
A. The next person says “I’m going to a picnic and I’m bringing ____” and not
only do they have to state the item that starts with A, they have to come up
with their own item that starts with B. And you work through the whole
our selection of road-trip-ready vehicles
today! Choose Rock Solid Auto and we have you on the road in time for the
Congratulations! After months of budgeting and saving, you just
bought your first car. Now, all you need to focus on is maintenance.
Keeping up with car basics is essential for first-time car owners to
keep your car on the road for as long as possible.
Here’s what you should keep in mind:
Don’t get stuck on the side of the road with a flat tire! Keeping your
tires properly inflated is one of the most important maintenance tasks.
Ideally, you’d check your tire pressure once a month and before any long road
trips. The best thing to do is keep a tire gauge in the car so you can do a
quick check yourself. By checking your tire pressure regularly, you can find
problems in your tires before they blowout in the middle of the road.
Make sure you change your oil regularly. When your engine is not well
lubricated by new oil, it can produce friction and heat, which can cause
permanent damage to your car’s engine. How often you have to change your oil
depends on the model and year of your car. Some models need oil changes every
3,000 miles while others can go 10,000 before they need one. You also have to
keep in mind what kind of oil to use. If you have an older car with high
mileage, it’s recommended you use the high mileage oil to keep your car running
Your car’s battery will start to decline in performance after an average
of four years. If you’re wondering about the state of your battery, a good
indicator of the state of your battery is how quickly the engine turns over. If
the battery seems labored when you start your car, the battery may be nearing
the end of its life. To check the voltage of your battery, you can get a
digital multimeter and inspect the battery once the car is turned off and the
engine is cool. Another sign of decline is corrosion. The white, chalky substance
forming around the battery means it’s time to get a new battery.
The coolant prevents your engine from overheating. Monitoring the
coolant is crucial if you want your car to last for years. To check the coolant,
check your owner’s manual and look under the hood when the engine is turned off
and cool. The coolant reserve is usually a white or clear container.
Try not to get this container mixed up with the wiper fluid container. If
the coolant is near the “full” line, you’re good to go!
Getting your first car can be liberating and exciting! By following the
tips above, you’ll make the most out of your first car and hopefully drive it
for many years to come.
Why Should I Have
Regular Maintenance on My Car?
Cars are a lot of work and are pretty expensive. In fact, most cars tend
to get more expensive as repairs start to stack up. However, if you take care
of your car routinely, you will discover that it is not nearly as expensive in
the long run! Continue reading to learn the many benefits of regular
Benefits of Routine
Routine Maintenance can help extend the life of your car. A tune-up can
help catch problems before they really become problems. Having a professional
take some time to give your car a once over can also provide some really
good insight into the overall health of your car. Belts, spark plugs,
fluid levels, all of these little parts are vital to the health of
your car and fixing them before they break can save future
If you plan on getting a tune-up the next question might be, “Well how
often should I get it done?” That has a bit more complicated answer. In
general, it’s always good practice to check your owner’s manual when trying to
find out how often repairs need to be done or oil changed, things like that.
It’s a solid place to start to find out what the recommendation is for any part
of your car, but if you can’t find it or want a general rule then about every
60,000 miles is a good time to start thinking about heading into the
Apple CarPlay and
Android Auto Availability & Features
Smartphones have become such an ingrained part of our society that it’s
only natural they’ve become a part of our daily driving experience as
well. Apple CarPlay and Android Auto are the two most popular third-party
smartphone integration services. These apps allow drivers to display a
simplified version of their phone’s operating system on their dashboard
display. We’ve broken down everything you need to know about Apple CarPlay and
Android Auto availability and features.
Apple CarPlay and Android Auto allow drivers to make calls, write texts,
play music, listen to podcasts and utilize navigational features. Accessing
these features are made simple: After plugging in your device (after installing
the relevant app for Android Auto users) the phone’s operating system will
appear on compatible displays.
To keep drivers’ attention on the road and their hands on the wheel,
voice-activated controls are standard for both services. Various third-party
apps such as Spotify, Stitcher, Pandora, At Bat, Slacker Radio and Audible are
available in addition to both systems’ default configuration. Texting is
handled through voice-to-text transcription software.
Apple CarPlay and
Android Auto Vehicle Model Availability
Apple CarPlay and Android Auto are both supported by over 400 models
each. Full compatibility lists can be found on the Apple and Android websites.
Apple CarPlay made its debut in 2014 and Android Auto followed soon after in
2015. For drivers who own vehicles that are not supported, it is also possible
to install a third-party display that does support Android Auto and Apple CarPlay.
These aftermarket units are available through Kenwood, Pioneer, Sony, JVC,
Clarion, Alpine and Panasonic.
Cash is slowly becoming a thing of the past. We live in a world of
credit, and maintaining a good credit score can mean the difference between
having the necessities of life and struggling to get by. There are many factors
that contribute to your credit score and trying to understand them all can be a
daunting task. One thing is for certain, if you are one of the many people with
a credit score that is considered poor or if you have no credit history to
speak of, it is time to get back on track.
At Rock Solid Auto Center, helping people fix damaged credit is priority number one.
Because we are so committed to credit maintenance and repair, we have compiled
some quick tips on how to get a less than perfect credit score back on track.
Pay Off as Much
Debt as Possible
The most obvious tip is to pay off as much outstanding debt as possible
without adding new charges. Outstanding balances can bring a credit score down.
While paying off your debt in one big swoop may be unrealistic, increasing your
monthly payment even by just a few dollars can make a significant difference.
Avoid closing unused accounts. Getting rid of old accounts might make
you less likely to use credit, and it also wipes out part of your credit
history. People with little or no credit history will face the same challenges
as those people with poor credit.
Check your Credit
Keep an eye on your credit report. Everyone makes mistakes – even the
credit bureaus! There may be inaccurate information on your credit report that
is contributing to a low score. Each of the main credit bureaus maintains a
dispute department. If something doesn’t look right, report it.
Create a Budget
Create a personal budget and stick to it. Being disciplined with your
finances will help avoid the pitfalls that helped lower your credit score to
These tips are just a few things you can do to help improve your credit
Establishing new credit so that you can re-establish a solid payment
history can be hard with a tainted credit score. This is where we can help the
We help people with little or no credit get into quality used
automobiles regardless of their history. When you purchase a vehicle from us,
you not only get a reliable vehicle but you take the first steps in showing a
positive payment history. Working with the professionals at Rock Solid Auto
Center is a double win situation!
No matter if your car is used or new, you need an emergency kit in it.
In the unfortunate event that you have an on-road emergency, you need to be
properly prepared to handle the situation. Here are five things that every
vehicle should have in its safety kit.
Have you ever been in a hurry and accidentally left some light on in
your car? It happens to everyone! However, a dead battery will certainly put
you in a very compromising situation. Keep a good set of jumper cables in your
trunk for these forgetful moments.
A flashlight could be your best friend if you break down on the side of
the road, especially if your phone is dead! Whether you need to change a tire
or inspect the engine, the flashlight will be able to provide the necessary
illumination. A flashlight will also become an indispensable asset if you are
forced to walk for help.
3: Duct Tape
A lot of people wouldn’t think to have this handy tool in your car, but
if you’re in a tight spot, it could be a life saver! If your coolant hose or a
fan belt breaks, duct tape can be used to make temporary repairs.
4: Basic Tool Set
A basic tool set will come in handy for making minor repairs. For
example, you may be unable to crank your vehicle due to a loose battery
terminal. By using a socket wrench, you should be able to re-tighten the
connection in no time.
5: Road Flares
If you break down, road flares can be used to make your vehicle much
more visible to the oncoming traffic The brightness of the road flares will
also enable a tow truck to quickly locate your car.
Here at Rock Solid Auto Center, we hope that you never break down or
need an emergency kit, but odds are it will happen to you at least once in your
life. Keep safe by being prepared!
When you’re ready to great used vehicle, make sure you understand
the financial impact on your household budget. Not only will you be responsible
for making the monthly payments, but you’ll have the monthly operational costs
to deal with. Combining all of the costs of owning a car will help you
understand what kind of budget you’re working with to spend on a used car.
Buying just the right car for you means buying within your budget.
How much will you be driving this car? Do you have a two-hour commute to
work and back every day? Or do you work from home and only drive down the
street to the market occasionally? If you drive a lot of miles each month, a
car that gets 16 miles to the gallon could cost you hundreds of extra dollars
each month in fuel. A small economy car or a hybrid could be more beneficial
for your budget to afford the gas for a two-hour work commute, so this is
something to consider before you head down to your dealership.
Expect to take your car in every three or four months for an oil change
and a check of all the fluids. If the car you buy is still under manufacturer
warranty, you may want to take it in to the dealer for the recommended
If you are on a tight budget when buying a used car, make sure the car
has a good set of tires. They can give you a few years of use before spending
hundreds of dollars on a new set of tires. With older tires, you may soon have
to deal with the cost and stress of fixing a flat tire or replacing them
Routine maintenance of the tires adds little cost to the car ownership.
Make sure they are inflated properly and if you spot any signs of nails in the
tires, as well as cracked or split sidewalls, take the car into a shop to have
Repairs and Tune
A number of things can make your car run rough. From dirty fuel
injectors to faulty spark plug wires, there are a number of reasons you may
take your car in for a tune up. Remember, keeping your car running well gives
you better gas mileage, thus saving you money, and it also provides you with
the peace of mind of knowing you have reliable transportation.
Simply driving your car, starting and stopping, hitting potholes and
dodging other road hazards wears down your brakes and suspension. These
normally don’t fail suddenly, but when you start to have a problem with them,
it’s best to address the issue quickly for your own safety. As with the regular
maintenance, saving s little money each month toward these repairs will keep
you from scrambling to find a few hundred dollars for a brake job.
Take all of these factors into consideration to create an estimate of
the overall costs of owning a car. This way you’ll know how much money you need
each month to drive it and keep it in good repair. When you head to Rock Solid
Auto Center once you’ve calculated your budget, you will be able to pick your
car and price plan without any hassle. When you can afford to drive and
maintain your car each month, you’ll be much happier with it for years to come!
While there are benefits to buying a brand new
car, it might not be the smartest financial choice. Before you think a car with
only 10 miles is the better deal, here are three arguments why you should never
buy a new car!
1.You'll Pay More
Buying a great car does not have to complicate
your financial life! If you have good credit and you're able to qualify for a
new car loan with no hassles, banks may compete for your business and offer the
best rate possible.
But even with low-rate auto financing on a new
purchase, a new car will be more expensive than an older version of the same
car. Not only because of the higher sale price, but you'll also pay more in
other areas. Brand new cars can have higher insurance premiums than used cars
2. Faster Depreciation and Negative Equity
It’s kind of a trap, but new cars
depreciate faster than used vehicles. The sad reality is that the average
new car can depreciate as much as 19% in its first year! What does this mean
for you? To put it simply, if you buy a brand new car without a down payment,
or if your monthly loan payment isn't high enough to compensate for
depreciation, you could end up owing more than the vehicle is worth.
Negative equity isn't the worst thing to happen
if you plan on keeping the car until it's paid off. But if you're the type of
person who trades in vehicles every two or three years, negative equity can
increase the cost of your next vehicle. If the dealership gives you $19,000 for
your trade-in, yet you owe $22,000, the $3,000 difference doesn't just go away.
You have to pay it when the dealer tacks the negative equity onto your
next car loan. So instead of a sale price of $27,000 for your next vehicle, you
end up financing $30,000.
On the other hand, if you skip the brand new car
and buy a vehicle that's one or two years old, you'll be able to get the car at
a price that's more comparable to its actual value, and possibly avoid an
3. You Get More for Your Money
Since cars depreciate rapidly within the first
year, buying used is an opportunity to get more for less!
For example, you can buy used cars that are less
than a year old and save thousands of dollars! Here at Rock Solid Auto Center,
we already have great quality vehicles that are in perfect condition! It’s like
buying a brand new car, without the brand new price tag.
In summary, buying used is the way to go! It
saves you money in the present and future, and is also the most practical
method. To browse our inventory visit our website or call 480-222-2010 for more
Although the weather may not feel like it, it’s officially
Fall! When it comes to outdoor events, festivals, and celebrations, October is
one of the busiest months of the year in the Tempe area! Continue reading to
learn three fun things to do in October!
2nd Friday Night Out in Mesa
Live music, entertainment, and prize giveaways take
place on the second Friday of every month on Main Street in Downtown Mesa. This outdoor
street party features a different theme every month and in 2018, the October
theme is "Nightmare on Main." You can expect over 40 artist and
vendor booths alongside creepy costumes and decorations to transform this
tranquil town center into a spooky market and street fair. Visit the 2nd Friday Night Out website for more
information on performances, vendors, and this year's themes!
6th Street Market in Tempe
Head over to Downtown Tempe for a family-friendly,
free outdoor market every Sunday in October. Featuring dozens of vendors of
arts and crafts, live music, and local cuisine for sale, 6th Street Market offers a great way to
spend a casual Sunday morning near Phoenix.
The first 6th Street Market this year will take
place on October 14, 2018, from 10 a.m. to 3 p.m. (and every Sunday thereafter
until April 14, 2019).
Race for Maggie's Place in Tempe
If you're looking to give back to the local
community, you can take part in the annual 15K, 10K, 9K, or 5K runs at Tempe Town Lake on Sunday, October 7,
2018. The annual "A Race for Maggie's Place"
event is a fundraiser for a shelter for pregnant women and those with infants.
Also featured in this year's event are a Kids' Dash and a Diaper Dash for
toddlers as well as a 5K walk and a Stroller Push for families and disabled
We hope you enjoy these events! Also if you know
of any other fun Fall events, please drop them in the comments below!