Cash is slowly becoming a thing of the past. We live in a world of
credit, and maintaining a good credit score can mean the difference between
having the necessities of life and struggling to get by. There are many factors
that contribute to your credit score and trying to understand them all can be a
daunting task. One thing is for certain, if you are one of the many people with
a credit score that is considered poor or if you have no credit history to
speak of, it is time to get back on track.
At Rock Solid Auto Center, helping people fix damaged credit is priority number one.
Because we are so committed to credit maintenance and repair, we have compiled
some quick tips on how to get a less than perfect credit score back on track.
Pay Off as Much
Debt as Possible
The most obvious tip is to pay off as much outstanding debt as possible
without adding new charges. Outstanding balances can bring a credit score down.
While paying off your debt in one big swoop may be unrealistic, increasing your
monthly payment even by just a few dollars can make a significant difference.
Avoid closing unused accounts. Getting rid of old accounts might make
you less likely to use credit, and it also wipes out part of your credit
history. People with little or no credit history will face the same challenges
as those people with poor credit.
Check your Credit
Keep an eye on your credit report. Everyone makes mistakes – even the
credit bureaus! There may be inaccurate information on your credit report that
is contributing to a low score. Each of the main credit bureaus maintains a
dispute department. If something doesn’t look right, report it.
Create a Budget
Create a personal budget and stick to it. Being disciplined with your
finances will help avoid the pitfalls that helped lower your credit score to
These tips are just a few things you can do to help improve your credit
Establishing new credit so that you can re-establish a solid payment
history can be hard with a tainted credit score. This is where we can help the
We help people with little or no credit get into quality used
automobiles regardless of their history. When you purchase a vehicle from us,
you not only get a reliable vehicle but you take the first steps in showing a
positive payment history. Working with the professionals at Rock Solid Auto
Center is a double win situation!
No matter if your car is used or new, you need an emergency kit in it.
In the unfortunate event that you have an on-road emergency, you need to be
properly prepared to handle the situation. Here are five things that every
vehicle should have in its safety kit.
Have you ever been in a hurry and accidentally left some light on in
your car? It happens to everyone! However, a dead battery will certainly put
you in a very compromising situation. Keep a good set of jumper cables in your
trunk for these forgetful moments.
A flashlight could be your best friend if you break down on the side of
the road, especially if your phone is dead! Whether you need to change a tire
or inspect the engine, the flashlight will be able to provide the necessary
illumination. A flashlight will also become an indispensable asset if you are
forced to walk for help.
3: Duct Tape
A lot of people wouldn’t think to have this handy tool in your car, but
if you’re in a tight spot, it could be a life saver! If your coolant hose or a
fan belt breaks, duct tape can be used to make temporary repairs.
4: Basic Tool Set
A basic tool set will come in handy for making minor repairs. For
example, you may be unable to crank your vehicle due to a loose battery
terminal. By using a socket wrench, you should be able to re-tighten the
connection in no time.
5: Road Flares
If you break down, road flares can be used to make your vehicle much
more visible to the oncoming traffic The brightness of the road flares will
also enable a tow truck to quickly locate your car.
Here at Rock Solid Auto Center, we hope that you never break down or
need an emergency kit, but odds are it will happen to you at least once in your
life. Keep safe by being prepared!
When you’re ready to great used vehicle, make sure you understand
the financial impact on your household budget. Not only will you be responsible
for making the monthly payments, but you’ll have the monthly operational costs
to deal with. Combining all of the costs of owning a car will help you
understand what kind of budget you’re working with to spend on a used car.
Buying just the right car for you means buying within your budget.
How much will you be driving this car? Do you have a two-hour commute to
work and back every day? Or do you work from home and only drive down the
street to the market occasionally? If you drive a lot of miles each month, a
car that gets 16 miles to the gallon could cost you hundreds of extra dollars
each month in fuel. A small economy car or a hybrid could be more beneficial
for your budget to afford the gas for a two-hour work commute, so this is
something to consider before you head down to your dealership.
Expect to take your car in every three or four months for an oil change
and a check of all the fluids. If the car you buy is still under manufacturer
warranty, you may want to take it in to the dealer for the recommended
If you are on a tight budget when buying a used car, make sure the car
has a good set of tires. They can give you a few years of use before spending
hundreds of dollars on a new set of tires. With older tires, you may soon have
to deal with the cost and stress of fixing a flat tire or replacing them
Routine maintenance of the tires adds little cost to the car ownership.
Make sure they are inflated properly and if you spot any signs of nails in the
tires, as well as cracked or split sidewalls, take the car into a shop to have
Repairs and Tune
A number of things can make your car run rough. From dirty fuel
injectors to faulty spark plug wires, there are a number of reasons you may
take your car in for a tune up. Remember, keeping your car running well gives
you better gas mileage, thus saving you money, and it also provides you with
the peace of mind of knowing you have reliable transportation.
Simply driving your car, starting and stopping, hitting potholes and
dodging other road hazards wears down your brakes and suspension. These
normally don’t fail suddenly, but when you start to have a problem with them,
it’s best to address the issue quickly for your own safety. As with the regular
maintenance, saving s little money each month toward these repairs will keep
you from scrambling to find a few hundred dollars for a brake job.
Take all of these factors into consideration to create an estimate of
the overall costs of owning a car. This way you’ll know how much money you need
each month to drive it and keep it in good repair. When you head to Rock Solid
Auto Center once you’ve calculated your budget, you will be able to pick your
car and price plan without any hassle. When you can afford to drive and
maintain your car each month, you’ll be much happier with it for years to come!
While there are benefits to buying a brand new
car, it might not be the smartest financial choice. Before you think a car with
only 10 miles is the better deal, here are three arguments why you should never
buy a new car!
1.You'll Pay More
Buying a great car does not have to complicate
your financial life! If you have good credit and you're able to qualify for a
new car loan with no hassles, banks may compete for your business and offer the
best rate possible.
But even with low-rate auto financing on a new
purchase, a new car will be more expensive than an older version of the same
car. Not only because of the higher sale price, but you'll also pay more in
other areas. Brand new cars can have higher insurance premiums than used cars
2. Faster Depreciation and Negative Equity
It’s kind of a trap, but new cars
depreciate faster than used vehicles. The sad reality is that the average
new car can depreciate as much as 19% in its first year! What does this mean
for you? To put it simply, if you buy a brand new car without a down payment,
or if your monthly loan payment isn't high enough to compensate for
depreciation, you could end up owing more than the vehicle is worth.
Negative equity isn't the worst thing to happen
if you plan on keeping the car until it's paid off. But if you're the type of
person who trades in vehicles every two or three years, negative equity can
increase the cost of your next vehicle. If the dealership gives you $19,000 for
your trade-in, yet you owe $22,000, the $3,000 difference doesn't just go away.
You have to pay it when the dealer tacks the negative equity onto your
next car loan. So instead of a sale price of $27,000 for your next vehicle, you
end up financing $30,000.
On the other hand, if you skip the brand new car
and buy a vehicle that's one or two years old, you'll be able to get the car at
a price that's more comparable to its actual value, and possibly avoid an
3. You Get More for Your Money
Since cars depreciate rapidly within the first
year, buying used is an opportunity to get more for less!
For example, you can buy used cars that are less
than a year old and save thousands of dollars! Here at Rock Solid Auto Center,
we already have great quality vehicles that are in perfect condition! It’s like
buying a brand new car, without the brand new price tag.
In summary, buying used is the way to go! It
saves you money in the present and future, and is also the most practical
method. To browse our inventory visit our website or call 480-222-2010 for more
Although the weather may not feel like it, it’s officially
Fall! When it comes to outdoor events, festivals, and celebrations, October is
one of the busiest months of the year in the Tempe area! Continue reading to
learn three fun things to do in October!
2nd Friday Night Out in Mesa
Live music, entertainment, and prize giveaways take
place on the second Friday of every month on Main Street in Downtown Mesa. This outdoor
street party features a different theme every month and in 2018, the October
theme is "Nightmare on Main." You can expect over 40 artist and
vendor booths alongside creepy costumes and decorations to transform this
tranquil town center into a spooky market and street fair. Visit the 2nd Friday Night Out website for more
information on performances, vendors, and this year's themes!
6th Street Market in Tempe
Head over to Downtown Tempe for a family-friendly,
free outdoor market every Sunday in October. Featuring dozens of vendors of
arts and crafts, live music, and local cuisine for sale, 6th Street Market offers a great way to
spend a casual Sunday morning near Phoenix.
The first 6th Street Market this year will take
place on October 14, 2018, from 10 a.m. to 3 p.m. (and every Sunday thereafter
until April 14, 2019).
Race for Maggie's Place in Tempe
If you're looking to give back to the local
community, you can take part in the annual 15K, 10K, 9K, or 5K runs at Tempe Town Lake on Sunday, October 7,
2018. The annual "A Race for Maggie's Place"
event is a fundraiser for a shelter for pregnant women and those with infants.
Also featured in this year's event are a Kids' Dash and a Diaper Dash for
toddlers as well as a 5K walk and a Stroller Push for families and disabled
We hope you enjoy these events! Also if you know
of any other fun Fall events, please drop them in the comments below!
Rock City Auto Center, we specialize in providing a great quality selection of
used vehicles. Overtime we have learned what the best used car brands are based
upon customer satisfaction. Continue reading to learn the automotive brands that
we feel have the best reputation for long-term reliability.
automaker is one that continues to impress year after year. Not only are
Toyotas extremely reliable, but they always score above average on road test
satisfaction. When shoppers think of a vehicle that can easily last a decade, Toyota
is the first to come to mind.
Though its reliability has somewhat declined in the past couple
years as newer models were released, used Honda models continue to hold a
strong reputation as the vehicle that just won’t let you down. Honda is also
known for its affordable pricing and safety features.
You may have noticed that there are more and more Kia vehicles
on the road, and you might just think that’s because they are affordable.
However, in recent years, Kia has made giant leaps to outrank competitors,
while also providing better overall satisfaction.
ago, Kia didn’t have the best brand reputation, so you might want to steer
clear if you’re considering a much older model. Despite this, we have seen the
brand rise in ranks since 2014, so it’s certainly one to watch if you’re
looking for a vehicle just a few years old.
in purchasing a used vehicle from one of these brands? We can help! Here at
Rock City Auto Center, we have a large selection of vehicles from all brands.
Browse our inventory on our website or call us at
480-222-2010 to schedule a test drive today!
Here at Rock Solid Auto
Center, we are a proud Buy Here Pay Here used car dealership. However, we
understand the social stigma associated with such places. We want to set the
record straight! Continue reading to learn the many advantages of purchasing
your next vehicle at a Buy Here Pay Here.
1. It’s Okay If You Have Bad Credit
here to help you purchase your perfect vehicle, especially when no one else
will. Instead of looking at a credit score, we look at other factors to
determine the vehicle you can easily afford. Our financing options
are fast and easy. You pick the car, you pick the financing program, and you
drive away! We hate haggling over prices. At Rock Solid, you're in control of
the car buying experience.
2. We Can Help Repair
challenges can result from a variety of circumstances such as divorce,
unemployment, a new baby, etc. We understand these situations and treat our
customers with respect while reviewing their needs.
can also help you increase your credit score! As long as you pay on time, every
time, your credit score will eventually increase.
3. We Will Save You Time
Instead of waiting
awhile for a car loan to process, you can buy your car and get it financed
here. Literally everything is handled by us, which makes the process much more
efficient and faster.
We understand that
everyone’s financial situation is different. We are willing to work with you to
find the plan that best works for you and your budget. When others won’t work
with you, we will!
We totally understand
that the benefits of a Buy Here Pay Here may not be for everyone. However, for
those that are struggling to find financing elsewhere due to low credit scores,
dealerships like Rock Solid Auto Center can be highly advantageous. We offer
quality used vehicles, budget management and affordable financing. To
learn more about what a Buy Here Pay Here dealership like ours do for you, give
us a call at 480-222-2010!
Have you ever been driving down the road and all of a sudden your
check engine light comes on and starts dinging? If you have ever experienced
this situation, you might remember the panic that set in as you tried to figure
out what was wrong with your car and how much it would cost to fix it.
Here at Rock Solid Auto Center, we don't ever want you to
experience this situation! Continue reading to learn the three most common
reasons why your check engine light might be on and how to fix it.
1. Gas Cap
The gas cap seals the fuel system and helps maintain pressure
within the fuel tank. However, if your vehicle has a loose, cracked, or faulty
gas cap, that seal is broken. The broken seal can cause fuel to evaporate,
which throws your entire exhaust system out of whack and cues the check engine
Luckily, this is one of the easiest items on this list to fix.
First, check to make sure your gas cap is on tight. If this was in fact what
triggered the warning, your check engine light should go off after you drive
for about 10 – 20 miles. If the cap is missing or cracked, you can purchase
a new one at an auto parts store for
2. Spark Plugs
Engines don’t just run on gasoline; they also need electricity!
This is where spark plugs come in. Spark plugs connect to wires that lead to
the ignition system. Electricity is created by the alternator and sent to the
plugs, which create arcs of electricity. This is what ignites the fuel in your
engine’s cylinders, creating the combustion that pushes the pistons down and
actually turns the engine.
When the plugs fail, they misfire and you’ll feel a little jolt in
the vehicle’s acceleration. The check engine light may also come on. Replacing
spark plugs is relatively cheap and easy, and will have a big impact on your
3. MAF (Mass Airflow Sensor)
The mass airflow sensor measures the amount of air entering the
engine. Its reading helps determine how much fuel is needed to efficiently run
the engine. In addition to triggering the check engine light, some other signs
that your MAF sensor isn’t properly working can be:
· Decreased gas mileage
· Rough idle
· Trouble starting
· Engine stalling
Most MAF sensors fail because an air filter needs to be replaced,
or a filter wasn’t installed properly the last time it was replaced. To prevent
sensor failure and other engine related issues (like damage to spark plugs,
oxygen sensors or the catalytic converter) air filters should be changed once a
In conclusion, if your check engine light does come on, get it checked
ASAP. Don’t just ignore it. Also, you need to get it professionally checked out
to be sure the issue won't lead to further damage. Here at Rock Solid Auto
Center, we have a full-service department that always gets the job done
efficiently and correctly! To schedule an appointment, visit our website!